What it does
Forecast to age 95
A year-by-year, inflation-adjusted cash flow from today onward, with a live score telling you whether your plan is actually funded.
Track what's real
Log spending and income in seconds. Set budgets by category and see actual versus planned at a glance.
Your whole picture
Savings, investments and property together — each compounding at its own growth rate.
Life isn't flat
Map every income stream with a start and end age — salary until 60, a pension from 65, rental income throughout.
What-if planning
Retire five years earlier. Save more. Downsize. See each decision move your financial independence date instantly.
Stress-test it
Model inflation from 1.5% to 6.2% and stretch your horizon to age 110 — because plans meet reality.
🔒 Private by design
Every figure you enter stays on your device. No account, no cloud sync, no advertising, and no tracking across other apps — and no analytics on your financial data. Move devices whenever you like with an encrypted backup only you can open.
Get NestFIRE
Try Pro free for 14 days — no payment method required.
NestFIRE is a personal planning tool, not a licensed financial adviser. Projections are mathematical estimates based on the figures you enter and will differ from actual outcomes. Consult a qualified financial professional before making decisions.